Letting You Focus on the Farm

We know that farming is more than a business ... it’s a way of life. You don’t have to search for insurance like that needle in the haystack- we’ve got you covered with flexible policy options to fit your needs. Trust us to protect your farm, because we know farm insurance.

Some of our specialized coverages include:

Farm Buildings- Covers outbuildings, barns, sheds and other buildings used for your farming operations with various loss settlement options, such as replacement cost or actual cash value.

Farm Liability- Protects you from lawsuits or damages for which you may be liable.

Farm Personal Property and Farm Implements- Provides coverage for personal property used in your farming operations including farm implements, borrowed equipment and any new farm personal property that has been purchased within 30 days and is not yet insured on the policy. A replacement cost option is also available for newer farm implements.

Farm Income and Extra Expense- Provides coverage during the period of restoration when a covered event doesn’t allow you to operate your farm to its full potential.

Limited Pollution Coverage- Provides coverage for pollution incidents and includes events such as manure pollution, overspray of chemicals and more. Covers clean-up costs for which you may be legally liable, if environmental damage occurs.

Boarding, Breeding or Training of Equines- Provides personal liability and medical payments coverage in connection with boarding, breeding and training of equines.

Peak Season- Most farms have fluctuations in their commodities based on the season. This coverage will adjust the farm personal property limit to account for these fluctuations.

Farm Equipment Breakdown- Covers expenses due to breakdown for farm building items like boilers, vacuum vessels, mechanical, electrical, electronic or fiber optic equipment.

Livestock Winter Perils Coverage- Covers livestock for winter weather-related events, such as loss due to blizzards and snowstorms.

Land Leased or Rented for Farming- Provides coverage for land that you use for farming operations, but do not own.

Farm-Pak Coverage Endorsements- These endorsements build on your policy by providing several additional coverages in one convenient package. Coverage is uniquely tailored to meet the needs of specific farm types.